The OECD Inclusive Framework, in follow-up work related to BEPS Action 5, has released new global standards that apply to "no or only nominal tax" jurisdictions and that require "substantial activities" in order for the tax regime not to be considered a "harmful tax practice." The objective is to prevent such low-tax jurisdictions from attracting profits from certain mobile activities without corresponding economic activity.

Overview

The types of mobile activities covered include headquarters, distribution centres, service centres, financing, leasing, fund management, banking, insurance, shipping, holding companies, and the provision of intangibles.

Taxpayers should monitor how each relevant jurisdiction implements the new substance requirements (both law changes and future regulations) and be prepared to demonstrate that certain "core income generating activities" are occurring within low-tax jurisdictions commensurate with the profits being reported in those jurisdictions.

Important

Failure to satisfy the substantial activities requirements may result in other countries taking certain "defensive measures" in response, which could include denying deductions, imposing withholding taxes on payments to companies in such jurisdictions, or applying controlled foreign corporation rules to subsidiaries in such jurisdictions.

New Development: Tax Framework in Labuan

Recent developments to tax laws for Labuan entities have seen the introduction of new regulations to enhance the reputation and credibility of the tax regime in Labuan. The changes are welcomed as Malaysia seeks to implement the minimum standards under the Base Erosion and Profit Shifting (BEPS) Action Plan.

Key Changes to the LBATA

Labuan Business Activity: The definition of "Labuan business activity" was amended to remove Malaysian ringgit restrictions or restrictions on dealing with Malaysian residents.

Economic Substance Requirements (ESR): Section 2B(1)(b)(i) of the LBATA requires Labuan entities, for trading activities, to have an adequate number of full-time employees in Labuan and an adequate amount of annual operating expenditure in Labuan. For non-trading activities, additional control and management requirements in Labuan apply.

Exclusion of IP Rights Income: Any income derived from royalty and other income derived from intellectual property rights is subjected to tax at 17% or 24% under Income Tax Act 1967.

Removal of RM20,000 Option: Labuan entities carrying on a trading activity no longer have the option to elect to pay tax of RM20,000. All Labuan entities that comply with the relevant economic substance requirements shall be subject to tax at 3% on chargeable profits.

Non-Complying ESR: A Labuan Entity carrying on a Labuan business activity but failing to comply with the relevant substance requirements is subject to tax at 24% of its chargeable profits.

Non-Deductibility

With effect from 1 January 2019, certain payments made to a Labuan Entity by a Malaysian resident company are not entitled to a full tax deduction:

No. Type of Payment Amount Not Allowed for Deduction
1Interest payment25%
2Lease rental25%
3Other payments97%

Substance Requirements Schedule

A Labuan entity carrying on a Labuan business activity is only subject to tax at the rate of 3% or 0% of the net profit provided that it has fulfilled the requirement of the number of full-time employees and an amount of annual operating expenditure as specified below:

Labuan Entity Type Min. FTE in Labuan Min. Annual OPEX (RM)
Labuan insurer, reinsurer, takaful operator or retakaful operator3200,000
Labuan underwriting manager or underwriting takaful manager4100,000
Labuan insurance manager or takaful manager4100,000
Labuan insurance broker or takaful broker2100,000
Labuan first party captive insurer or captive takaful2100,000
Labuan third party captive insurer or captive takaful2100,000
Labuan International Commodity Trading Company33,000,000
Labuan bank, investment bank, Islamic bank or Islamic investment bank3200,000
Labuan trust company3120,000
Labuan leasing company (10 or less related companies)2 per group100,000 each
Labuan leasing company (11 to 20 related companies)3 per group100,000 each
Labuan leasing company (21 to 30 related companies)4 per group100,000 each
Labuan leasing company (more than 30 related companies)+1 per 10 additional100,000 each
Labuan credit token company2100,000
Labuan development finance company2100,000
Labuan building credit company2100,000
Labuan factoring company2100,000
Labuan money broker2100,000
Labuan fund manager2100,000
Labuan securities licensee2100,000
Labuan fund administrator2100,000
Labuan company management (Section 129 LFSSA)2100,000
Labuan International Financial Exchange2120,000
Self-regulatory organisation2120,000
Investment holding (other than pure equity)120,000
Pure equity holding activitiesExempted*20,000
Administrative, accounting, legal, backroom, payroll, talent management, agency, insolvency and management services250,000

FTE = Full Time Employees | OPEX = Operating Expenditures

* Pure equity holding entities must: convene a board meeting in Labuan at least once a year, have a registered office in Labuan, appoint a secretary resident in Labuan, and keep accounting and business records in Labuan.

Summary of Tax Treatment

Entity Business Activity Substance Compliance Tax Rate
Entity ATrading + Non-Trading*Trading: Not Comply / Non-Trading: Comply24%
Entity BTrading + Non-Trading*Trading: Comply / Non-Trading: Not Comply3%
Entity CTradingComply3%
Entity DTradingNot Comply24%
Entity ENon-TradingComply0%
Entity FNon-TradingNot Comply24%

* Subsection 2(2) of the LBATA provides that where a Labuan Entity carries on both a Labuan trading activity and a Labuan non-trading activity, such entity shall be deemed to be carrying on a Labuan trading activity.

Conclusion: Labuan IBFC continues to introduce necessary changes to its laws and regulations to remain both reputable and competitive. Businesses would do well to look at whether their existing structures are in compliance with the new requirements.

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